CommunityCare is Oklahoma’s own health plan. Based in Tulsa and owned by the Saint Francis and Ascension St. John health systems, it is the only Marketplace carrier headquartered in the state. That local ownership is the whole point: when your plan and your hospital are the same organization, coordination between them tends to work better than it does with a national carrier.
2026 CommunityCare Individual and Family Plans
Oklahoma uses the federal Marketplace at healthcare.gov, so every CommunityCare plan is subsidy-eligible if your household income qualifies. Open Enrollment for 2026 coverage runs November 1 through January 15. Outside that window you need a qualifying life event to enroll.
CommunityCare’s network is built around the Saint Francis and Ascension St. John systems, which makes it strongest in Tulsa and northeastern Oklahoma. If you live in that part of the state and use those hospitals, this is often the best value on the Marketplace. If you live elsewhere or use a different system, check availability first.
Check CommunityCare Availability in Your County
Find Your 2026 ACA Health Plan
Compare CommunityCare ACA plans available in your area. Enter your ZIP code to see plans and pricing - no contact info required.
How CommunityCare Compares in Oklahoma
- Locally owned and operated. The only Oklahoma-headquartered carrier on the Marketplace. Customer service is in-state, which people notice.
- Deep integration with Saint Francis and Ascension St. John. Referrals, prior authorizations, and records move more smoothly when the plan and the health system are aligned.
- Regional footprint. Strongest in Tulsa and northeastern Oklahoma. This is a genuine limitation if you are in the Oklahoma City metro or western Oklahoma - Blue Cross is the only carrier with all 77 counties.
- All three lines. CommunityCare also writes small group and a Medicare Advantage plan in Oklahoma, so you can stay with them as your situation changes.
Common Questions
Is CommunityCare available everywhere in Oklahoma?
No. CommunityCare files a county-level service area and is strongest in Tulsa and northeastern Oklahoma. Enter your ZIP code above to confirm availability where you live.
Which hospitals are in the CommunityCare network?
The network is built around the Saint Francis Health System and Ascension St. John, the two systems that own the plan. Verify your specific doctors before enrolling and we will check for you.
Does using an agent cost me more?
No. Marketplace premiums are filed with regulators and are identical whether you enroll through us, through CommunityCare directly, or on your own.
Does CommunityCare offer Medicare or group coverage?
Yes. CommunityCare writes small group employer coverage and a Medicare Advantage plan in Oklahoma in addition to its individual Marketplace plans.