2026 Blue Cross and Blue Shield of Oklahoma Plans

Blue Cross and Blue Shield of Oklahoma

Blue Cross and Blue Shield of Oklahoma is the state’s largest and longest-serving health insurer, operating as a division of Health Care Service Corporation. BCBSOK is the only carrier offering a network across all 77 Oklahoma counties, and it writes individual and family, Medicare, and small group coverage for 2026. We are licensed Oklahoma agents and we can quote, compare, and enroll you at no cost to you, since the premium is identical whether you use an agent or not.

Choose Your BCBSOK Coverage

ACA and Marketplace Plans

Individual and family coverage for 2026, subsidy-eligible through the federal Marketplace. BCBSOK is the only carrier with a network in all 77 Oklahoma counties.

See BCBSOK ACA plans →

Medicare Supplement

Medigap coverage that pairs with Original Medicare, plus the BCBSOK Medicare Advantage and Part D options available in Oklahoma for 2026.

See BCBSOK Medicare plans →

Small Group and Employer

Employer coverage for Oklahoma businesses, including level-funded options. We handle the census, quoting, and enrollment at no cost to you.

See BCBSOK group plans →

Get Your 2026 BCBSOK Quote

Find Your 2026 ACA Health Plan

Compare Blue Cross and Blue Shield of Oklahoma ACA plans available in your area. Enter your ZIP code to see plans and pricing - no contact info required.

2026 Blue Cross Blue Shield of Oklahoma plans & member ratings

Blue Cross and Blue Shield of Oklahoma is the statewide Blue carrier, selling MyBlue HMO plans in the OKC and Tulsa metros plus Blue Advantage PPO and Blue Preferred PPO statewide (all 77 counties). Below are representative 2026 on-exchange plans with their fixed cost-sharing and member ratings. Deductible and out-of-pocket figures are single/individual medical values; premiums vary by age and county.

Blue Advantage Gold PPO 604Popular

Statewide Gold PPO with a low $1,100 deductible.

Metal level
Gold
Network
Blue Advantage
Plan type
PPO
Deductible (single)
$1,100
Out-of-pocket max (single)
$8,600
HSA-eligible
No

Rate this plan

Rate all four categories – Cost, Plan Value, Customer Service and Network Size – to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.

Baseline: 3.6 / 5 – seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.

Cost3 baseline
Plan Value4 baseline
Customer Service3.5 baseline
Network Size4 baseline

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Blue Advantage Silver PPO 204

Statewide Silver PPO with a low deductible but a higher out-of-pocket ceiling.

Metal level
Silver
Network
Blue Advantage
Plan type
PPO
Deductible (single)
$1,025
Out-of-pocket max (single)
$10,150
HSA-eligible
No

Rate this plan

Rate all four categories – Cost, Plan Value, Customer Service and Network Size – to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.

Baseline: 3.6 / 5 – seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.

Cost3.5 baseline
Plan Value3.5 baseline
Customer Service3.5 baseline
Network Size4 baseline

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Blue Preferred Silver PPO Standard

A standardized Silver PPO on the Blue Preferred network.

Metal level
Silver
Network
Blue Preferred
Plan type
PPO
Deductible (single)
$6,000
Out-of-pocket max (single)
$8,900
HSA-eligible
No

Rate this plan

Rate all four categories – Cost, Plan Value, Customer Service and Network Size – to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.

Baseline: 3.5 / 5 – seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.

Cost3.5 baseline
Plan Value3 baseline
Customer Service3.5 baseline
Network Size4 baseline

Thanks – your rating was recorded.

Blue Advantage Bronze PPO 203

Statewide Bronze PPO for a lower monthly premium.

Metal level
Bronze
Network
Blue Advantage
Plan type
PPO
Deductible (single)
$4,500
Out-of-pocket max (single)
$8,300
HSA-eligible
No

Rate this plan

Rate all four categories – Cost, Plan Value, Customer Service and Network Size – to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.

Baseline: 3.6 / 5 – seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.

Cost4 baseline
Plan Value3 baseline
Customer Service3.5 baseline
Network Size4 baseline

Thanks – your rating was recorded.

MyBlue Bronze HMO 902Lowest premium

Metro-only Bronze HMO with the lowest premium and a high deductible.

Metal level
Bronze
Network
MyBlue (metro HMO)
Plan type
HMO
Deductible (single)
$10,600
Out-of-pocket max (single)
$10,600
HSA-eligible
No

Rate this plan

Rate all four categories – Cost, Plan Value, Customer Service and Network Size – to unlock submit. Comment optional. A first name or county are shown with your review; leave them blank to stay anonymous.

Baseline: 3.2 / 5 – seeded from CMS quality ratings and public member reviews; updates as visitor ratings come in.

Cost4 baseline
Plan Value2.5 baseline
Customer Service3.5 baseline
Network Size3 baseline

Thanks – your rating was recorded.

BCBS of Oklahoma & Oklahoma rate-filing history

Plan year OK individual market (avg approved) This carrier (approved)
2019 -1.9%
2020 +2.7%
2021 ~flat
2022 +4.4%
2023 +8-10%
2024 +4.4%
2025 -0.7%
2026 +25.9% +33.3%
2027 (preliminary) +21.5%

Sources: Oklahoma Insurance Department / ACA Signups OK 2026-2027 summaries. Carrier column = BCBSOK approved individual rate change for 2026. Statewide column is the OK individual-market average.

Is a Blue PPO worth it for you?

BCBSOK's PPOs are the broadest statewide networks in Oklahoma, but they are not always the cheapest after subsidies. A licensed agent can compare BCBSOK against Ambetter, UnitedHealthcare and Oscar at your ZIP, free. Call (855) 847-7020.

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