ManhattanLife sells a combined Dental, Vision and Hearing policy to individuals and families in Oklahoma, filed under Oklahoma-specific policy forms. It is an off-exchange limited-benefit product, so you buy it directly rather than through healthcare.gov, and it is available year-round rather than only during Open Enrollment.
What Makes the ManhattanLife Product Different
- Dental, vision, and hearing in one policy. Most carriers sell these separately. ManhattanLife bundles all three, which is unusual and can simplify things if you want all three covered.
- Hearing coverage. Genuinely rare in this market, and relevant for Medicare-age buyers since Original Medicare does not cover hearing aids.
- Year-round availability. Not tied to Marketplace Open Enrollment.
- Oklahoma-specific filing. The policy is filed in Oklahoma with a state-specific form and includes a 10-day right to return.
This is a limited-benefit policy. That is a meaningful distinction from a full dental plan - benefits are paid on a schedule rather than as a percentage of the dentist’s charge, so what you get back is defined per procedure. It is not better or worse, but it behaves differently and you should know that before you buy.
Who It Suits
ManhattanLife tends to fit people who want dental, vision, and hearing handled together in one policy, particularly Medicare beneficiaries filling the gaps Original Medicare leaves. If you only need dental, a dedicated dental carrier like Delta Dental or Ameritas may serve you better.
Get Your ManhattanLife Quote
Compare ManhattanLife Dental Plans
Dental premiums depend on your ZIP code, age, and how many people you are covering, and waiting periods differ by plan. Tell us who needs coverage and we will send your ManhattanLife options the same day - at no cost to you.
Or call (855) 847-7020 and we will walk through it with you.
Common Questions
Is ManhattanLife available in Oklahoma?
Yes. ManhattanLife’s Dental, Vision and Hearing policy is filed in Oklahoma under Oklahoma-specific policy forms and sold off-exchange.
Does it cover hearing aids?
Hearing benefits are included in the combined policy, which is uncommon in this market. Benefit amounts are defined in the policy schedule, so review the specifics before you enroll.
Is this the same as a regular dental plan?
No. It is a limited-benefit policy that pays on a defined schedule rather than as a percentage of the dentist’s charge. That is an important difference and we will explain exactly how it works.
Can I buy it any time of year?
Yes. It is not tied to Marketplace Open Enrollment.